Last updated: January 1, 2025
Please read these terms carefully before using Union Crest Bank services. By accessing or using our platform, you agree to be bound by these terms.
By creating an account or using Union Crest Bank ("UCB") services, you confirm that you are at least 18 years of age, have read and understood these Terms of Service, and agree to be legally bound by them.
You agree to provide accurate, current, and complete information during registration. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us immediately of any unauthorized use of your account.
You may use our services only for lawful purposes. You agree not to:
UCB provides digital banking services including deposits, withdrawals, and transfers. All transactions are subject to applicable limits and may be review for compliance with anti-money laundering (AML) and know-your-customer (KYC) regulations. UCB reserves the right to suspend or terminate accounts that violate these regulations.
To the maximum extent permitted by law, UCB shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of our services.
We reserve the right to modify these terms at any time. We will notify you of any material changes by posting the new Terms of Service on this page with an updated date. Your continued use of our services following the posting of revised terms means you accept and agree to the changes.
These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes shall be resolved through binding arbitration.
For questions about these Terms, contact us at legal@unioncrestbank.com.